Platform and account charges
A provider may charge a percentage of your balance, a fixed subscription, or a combination. Minimum charges, caps and account tiers can change the result. Compare at the amount you expect to hold.
Fund and portfolio costs
Funds can charge for managing the investments they hold. Managed portfolios may involve a separate management fee as well as underlying investment costs. Ask whether quoted figures include both.
Dealing and currency conversion
Buying and selling investments can incur dealing charges, spreads and taxes. Buying assets priced in another currency may also involve a foreign exchange charge. Commission-free does not mean every service is free.
Other conditions worth reading
Look for withdrawal and transfer charges, paid account features and conditions attached to promotions. Check whether an introductory discount expires and what you would pay afterwards.
Starter ISA charges are not yet confirmed
Do not substitute a provider’s current stocks and shares ISA price list for future Starter ISA terms. Compare confirmed product documents once they are available.